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Financing Options


The financial counselors at University Reproductive Associates will gladly review all payment options with you. Please feel free to call our Patient Finance Coordinators at 201-288-6330, option 3 for more information. We currently offer the following financiing options:



Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $5 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions without affecting your credit!
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% confidential



Now, patients without fertility coverage or those who have exhausted their coverage can take advantage of our new affiliation with WINFertility

WINFertility is the only Infertility Management Services Company that contracts directly with drug manufacturers, specialty pharmacies, genetic testing labs and fellowship-trained Fertility Specialists on a large scale that covers thousands of patients annually.

Now available to University Reproductive Associates patients, we are able to pass along the volume discount savings directly to patients in the form of single, discounted packages we call ‘bundles’. Even if patients require more than one cycle, our WINFertility Treatment Program bundles are usually less expensive and definitely more convenient!

High-quality infertility care at the most competitive cost including:

  • Savings on Treatment, Genetic Testing, and Medication Bundles
  • No age or clinical criteria required to participate
  • 24/7 Access to FertilityCoachSM Nurses
  • Medication and dosages oversight to achieve a safe and successful outcomes
  • Financing Options to Pay Over Time

To enroll in the WINFertility Program or learn more, call toll free (855) 705-4483 (4IVF) or click



Our flexible, financing plans make it simple for you to get started quickly with IVF, egg freezing, and all your fertility related expenses.

Everyone’s fertility journey is unique. That’s why our plans come packed with benefits and dedicated expert support to fit your needs. To prequalify for a fertility plan via Future Family, click here:


We accept American Express, Discover, MasterCard and Visa.

Please note: Co-pays are required at the time of the visit.

We are pleased to announce that you may now view statements and make payments directly on your patient portal.

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