Financing Options


The financial counselors at University Reproductive Associates will gladly review all payment options with you. Please feel free to call Stephanie, our Patient Finance Coordinator, at 201-710-6121 or contact us for more information.


Parasail works with multiple finance companies to get you the lowest possible interest rate and to simplify the payment plan process. With one application, Parasail searches for loan offers from all of the top online lenders with no markup. The rates you receive are the same as if you had applied to each lender separately.

  • Applying does not affect your credit
  • Receive an immediate decision
  • Offers simple payment plans with interest rates often better than a credit card



Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $5 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions without affecting your credit!
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% confidential



Now, patients without fertility coverage or those who have exhausted their coverage can take advantage of our new affiliation with WINFertility

WINFertility is the only Infertility Management Services Company that contracts directly with drug manufacturers, specialty pharmacies, genetic testing labs and fellowship-trained Fertility Specialists on a large scale that covers thousands of patients annually.

Now available to University Reproductive Associates patients, we are able to pass along the volume discount savings directly to patients in the form of single, discounted packages we call ‘bundles’. Even if patients require more than one cycle, our WINFertility Treatment Program bundles are usually less expensive and definitely more convenient!

High-quality infertility care at the most competitive cost including:

  • Savings of up to 40% on Treatment, Genetic Testing, and Medication Bundles
  • No age or clinical criteria required to participate
  • 24/7 Access to FertilityCoachSM Nurses
  • Medication and dosages oversight to achieve a safe and successful outcomes
  • Access to 2nd Chance IVF® Refund Program
  • Financing Options to Pay Over Time

To enroll in the WINFertility Program or learn more, call toll free (855) 705-4483 (4IVF) or click

We accept American Express, Discover, MasterCard and Visa.

Please note: Co-pays are required at the time of the visit.

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